Depending on your desired outcome a website template can reduce what it will cost to build your website and may shorten the project time frame.
A few ideas on how to get more bang for the buck. Get more for less.
Use other website’s RSS news feeds to enhance your visitor’s experience and to gain a little search engine benefit.
An article about how I build PHP webpages from scratch. This is an article from 2007 and I now use the WordPress. Good background information.